All car accidents can be costly and stressful, but truck accidents can be more serious. A truck accident can leave you with disabling and severe or even life-threatening injuries. Worse still, the costs can be significant, so you need to make sure that you seek full compensation for the injuries you sustained in the accident. There is a chance that you may wonder whether or not you should get a truck accident attorney to help. No doubt, you need to contact a truck accident attorney after an accident.
There are several things that are involved in such types of accidents. Even when damages are not high, most insurance companies can take a long time to pay the accident victims for their injuries. And, before you accept anything from the insurance company or make any decision about your case, it’s a good idea to contact a Truck Accident Lawyer in Baltimore, MD for guidance. This post discusses the importance of hiring a truck accident lawyer.
Trucking regulations are complicated
Because a truck driver works as an employee, they need to follow certain standards while driving. This can include tracking scheduled maintenance, keeping up with annual inspections, maintaining qualifications, and logging hours and rest periods.
Remember that there are federal and state laws that govern the trucking industry. That said, a truck driver is still usually pressured into following some strict schedules as well as close-call deadlines. Many truck drivers are responsible and careful, but some accidents can be due to a driver not having enough rest or not keeping up with maintenance schedules.
All commercial truck drivers have to follow the regulations stated in the Federal Motor Carrier Safety Administration. There are some things that are identified during these inspections. This includes problems with breaks, maintenance or repair violations, and issues with lamps. Any violations like these can cause a trucking accident.
Also, the complexity of trucking regulations tends to make it hard to determine which factors can be blamed for the accident. A good truck accident attorney can investigate the truck accident and determine the exact factors that caused the accident. Without the help of a lawyer, it can be hard to know where to look or which questions to ask.
Multiple parties can be at fault
In most truck accidents, there is always the chance that several parties can be to blame for the accident. Depending on the details concerning the accident, the party at fault can be the truck driver, a maintenance company or mechanic, another driver on the road, the trucking company or someone else.
In some states, the party at fault in a truck accident that caused your injuries can be liable for the damages. Therefore, a truck accident attorney can know what and where to investigate to know who exactly was to blame for the accident and your injuries. They can look into the inspection, driving, driver’s log, trucking company, and maintenance of the truck.
Damages can be serious in truck accidents
The size and weight of large trucks can cause extreme damages in an accident. In most cases, they may be worse if the truck was fully loaded with flammable or hazardous materials.
The damages caused by a truck accident are usually higher because they can lead to more missed work time, huge medical bills, emotional damages, and many more. Most victims of such road accidents usually lose their lives, leaving their dependents or loved ones wondering what to do.
It can be hard to think clearly after you are involved in a truck accident. And, the pain of your injuries alongside the emotional impact of these serious and scary accidents can make it hard to think legally.
A lawyer can investigate the details of the truck collision to determine fault and liability. They can also calculate the total of your damages, such as pain and suffering damages. A good attorney can also help to build a strong insurance claim so that you can get compensation for the damages. Even better, they can handle all the communications with the party at fault and insurer, and ensure your rights are protected at all times.
Trucking insurance is different
You should note that personal injury claims after a car accident should be filed with the party at fault’s insurance company. Unfortunately, this can become quite complicated after a traffic collision because there are usually many insurance policies in place. The trucking company, the truck driver, and the truck can all have insurance coverage. In some cases, the truck’s cargo can also have insurance coverage.
Therefore, this can become confusing quickly when the insurance process is complicated. Further, insurers don’t prefer to pay out a lot of money on injury claims, so they tend to look for ways to save money. You need to get an experienced truck accident attorney so that you should not worry about the progress of your case.
Your attorney can know what to do. They may try to investigate each insurance policy to figure out where to file the claim. They can also make sure that the insurer doesn’t tempt you to accept a lowball compensation. You can just focus on healing from the injuries you sustained and being with your loved ones while your attorney deals with the legal side of things.
They can help to recover economic damages
In some situations, an insurer can offer you a large enough compensation to pay for the medical bills related to the truck accident. When they do this, don’t sign. This is because the losses you incurred due to the truck accident can be bigger than simply these medical expenses.
If you decide to file a lawsuit, there is a good chance that you can recover damages associated with the income you lost at the time you failed to report for work. If you still cannot go to work when your case goes to court or settles, you can also receive settlement for future lost income. And, if the truck accident left you with a permanent disability or you cannot perform at your previous workplace, this money can help you to train for a new career or support your loved ones without working.